"Making UPI Payments Without Internet: A Step-by-Step Guide to Offline UPI Transactions"

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The Unified Payments Interface (UPI) has revolutionized the way we transact, offering convenience, speed, and security.

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*99# is a USSD-based mobile banking service introduced by NPCI, which allows users to access UPI without an internet connection.

What is the 99# Offline UPI Payment Service?

1. Open your phone's dialer and dial *99#. 2. Select your preferred language from the 13 options available.

How to Register for Offline UPI Payments?

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4. If you're using a smartphone, you'll see a list of all accounts linked to your phone number.  Choose the desired bank account and set up the payment process.

3. Enter the IFSC code of your bank.

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5. Enter the last six digits and expiration date of your debit card to complete the verification process.

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Once you've set up the offline UPI payment feature, making transactions is a breeze. Here's how to do it:

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How to Make Offline UPI Payments:

1. Open your phone's dialer, dial *99#, and make the call. 2. Select option "1" on the screen for "Send Money."

3. Enter the UPI ID, bank account number, or registered phone number you want to use for the transaction.

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4. Enter the desired payment amount (up to Rs. 5,000) and confirm when prompted.

5. The UPI system will ask you to enter your UPI PIN to validate the transaction. Once the correct UPI PIN is entered, the payment will go through smoothly.

It's important to note that you can disable the offline UPI service by dialing *99# from your registered phone number and following the instructions provided.

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